Terms

Terms of use

Susman Insurance Agency operates this site—a California-based insurance business (License 0B75129). The site shares educational details and a tool for fetching rates from insurers.

Estimates only. Displayed rates are carrier estimates for the health group you picked and are only informational. They're not binding, don't set your actual rate, and don't guarantee you'll be accepted. The carrier sets your actual rate, category and acceptance status through their review procedure; your policy details take precedence.

Nothing here guarantees coverage. Sending a rate request, filling out an application form, or emailing a question does not activate an insurance policy. An actual policy comes into effect only when a carrier creates one, you agree to it, and payment clears.

Product variation. Vendors, products, and pricing fluctuate by state and applicant conditions and may shift without warning. Prices are available to California inhabitants.

Not professional guidance. Information presented is broad-based and shouldn't be taken as taxation guidance, business advice or investment guidance. Run significant choices by a certified expert.

Outside service. The application screen incorporates an external application provider that functions under different rules.